WEMA Bank Mobile Banking

WEMA Bank Mobile Banking

Wema Bank offers a range of quality retail and SME banking, corporate banking, treasury, trade services and financial advisory to its ever-expanding clientele. In 2009, the Bank undertook a strategic re-positioning exercise which ended in a decision to operate as a commercial bank with regional authorization in South-South Nigeria, South-West Nigeria, Lagos and Abuja in 2011.

However, in 2015, the bank was granted a national banking licence by the Central Bank of Nigeria.

Wema Bank Internet Banking

What is Wema Bank Mobile Banking Service

The Wema Mobile banking service uses a USSD Code (*945#) to offer easy banking for customers. With your account at your fingertips on the go 24/7. To get started all that’s required is to dial *945# and you are good to go.

The good news about this new innovative banking system is that it is for everyone with a mobile phone who wants to live the easy Life.


Benefits Of Wema Bank Mobile Banking Service

This platform can be used for Wema Bank Mobile USSD . All you need to do is simply dial the Quick Codes:

Change PIN *945*00#

Balance Enquiry- *945*0#



Instant Recharge – *945*AMOUNT#

Open a Wema Bank Account – *945*1#

Dial *945*1# to get started and provide all the information requested of you then wait for the SMS notification. The notification SMS would contain your account number. To get your account number via this platform forms are not needed.

Once you open your Account number via this platform you can receive money into the new account instantly. Though you would need to visit any nearest branch of Wema Bank for authentication so as to complete the account opening process.


The *945# platform can also be used to recharge your mobile phone instantly. All you need is to have a Wema Bank account that is associated with your phone then dial *945*AMOUNT#, you would instantly get a recharge. You can also share recharge to any mobile number, all you need to do is, dial *945*PHONE NUMBER*AMOUNT# and that is it.

Mobile phone recharge is available for all networks in Nigeria you would just need to specify the network and input PIN when prompted.

For quick FUNDS TRANSFER , dial *945* BENEFICIARY ACCOUNT NUMBER*AMOUNT and follow the prompts to select beneficiary’s bank and input your PIN to transfer a specified amount to any bank in Nigeria. Please note that the maximum daily transfer Amount is N100,000.00. If you need to transfer more than that you would need to visit WemaMobile/WemaOnline platform so as to be able to transfer beyond this set limit.

To also check your account balance without visiting a Wema bank branch or an ATM, simply dial *945*0# then provide your PIN when prompted and your account  balance would be displayed.


With Wema Mobile You can get your available and cleared balances at anytime, anywhere, and with real time updates online.

To change your USSD PIN on this platform, simply dial *945*00#, provide your current PIN then confirm the new PIN when prompted and you are free to continue your transactions on this platform with your new pin.

No more stress of linking your BVN to your account. To do this just dial *945*BVN#, input your PIN when prompted and link your BVN instantly to your Wema Bank account.

To also get your already linked BVN, dial *945# then select the ‘’Link BVN’’ from the menu list, input your PIN so as to display your linked BVN.


Another amazing advantage of this platform is withdrawing instant cash even without your debit card with you. All you need to do is to dial *945*8*amount# and then follow the prompts which would generate a withdrawal code  for you which you would use to complete a cardless transaction on the ATM. Please note that the specified maximum amount of N20,000.00 per code and a minimum of N1000. All amount are be entered in multiples of 1000s.

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