Home Blog Page 17

Firstbank FirstMonie: All You Need to Know

First Bank Mobile Banking

First Bank of Nigeria Limited (FBN) is Nigeria’s premier and most valuable banking brand, and largest financial services institution by total assets and gross earnings. With more than 10 million customers with active accounts, FirstBank has over 750 branches providing a comprehensive range of retail and corporate financial services.

The Bank has international presence and support through its subsidiaries, FBN Bank (UK) Limited in London and Paris, FBNBank in the Republic of Congo, Ghana, The Gambia, Guinea, Sierra-Leone and Senegal, as well as its Representative branches in Johannesburg, Beijing and Abu Dhabi.

First Bank Mobile Banking

Since its establishment in 1894, FirstBank has consistently built loyal relationships with its customers focusing on the fundamentals of good corporate governance, strong liquidity, optimized risk assessment and management and leadership. Over the years, the Bank has led the financing of private investment in infrastructure development in the Nigerian  economy by playing important roles in the Federal Government’s privatisation and commercialisation schemes. With its global reach, FirstBank provides its prospective investors wishing to explore the vast business opportunities that are available in Nigeria, an internationally competitive world-class brand and a credible financial partner.

FirstBank has been named “Most Valuable Bank Brand in Nigeria” a feat it has won five times in a row – 2011, 2012, 2013, 2014, 2015 – by the globally renowned “The Banker Magazine” of the Financial Times Group; and “Most Innovative Bank in Africa” in the EMEA Finance African Banking Awards 2014. Recently, for the fifth consecutive time, the Bank clinched the “Best Retail Bank in Nigeria” award by The Asian Banker.

What is FirstBank FirstMonie

All Banks are introducing easier ways for customers to use their services. Make payments for goods or services purchased, make cash withdrawals and transfer money at anytime.

With the First Bank Mobile Banking services you are able to send and receive money from your phone. Mobile Money services has been launched by Mobile Networks such as MTN and Banks in Nigeria such as GTBank, UBA and now First Bank

First Bank Nigeria PLC Mobile Money service is called FIRSTMONIE which was recently launched. Here’s all you need to know, how to get registered, Fund your account, Transfer and receive money.

What is FirstBank FirstMonie?

Firstmonie is the Mobile Banking service by First Bank Plc which can be used to send and receive money, buy airtime and pay bills. All this can be done with the aid of a mobile phone without visiting your nearest  bank branch.

Benefits Of FirstBank FirstMonie

– Access your account in real time,

– Check account balance in real time,

– Make transfers locally or internationally in real time.

– Convert foreign currency to local currency.

– Pay utility bills such as ( PHCN, Telecommunication, cable Tv,

– Request, stop and confirm cheques.

– Book airline tickets for flights

How to Register for FirstBank FirstMonie

You can register for First Bank FirstMonie in two ways:

1. Dial *894# from and Airtel, Glo, Or Etisalat Line and Follow the prompt (MTN Subscribers should register using the second method).

2. Visit https://www.firstmonie.com/imobile from a Mobile phone or PC browser. Register for FirstMonie

You will be asked to create a 5 Digits Security PIN after registration for WAP and USSD

How to Fund your FirstMonie Mobile Account

Your FirstMonie account will have a 0 Naira  balance in your account after successful registration, to start sending money, purchasing etc, you will need to fund your account. Here’s how:

Funding account from a FirstMonie Agent: A FirstMonie agent near you can accept cash and send to your firstmonie account, you simply provide your phone number and amount you wish to load.

You will receive an SMS confirmation and receipt of transaction after completion.

Funding You FirstMonie Account Via ATM.  

Go to a FirstBank ATM, Insert your card, PIN and select the SEND MONEY option.

Select “TO MOBILE PHONE” option and enter your first money phone number you wish to fund.

Enter amount and confirm.

Fund FirstMonie From Your First bank Account

This is the easiest way because it allows direct transfer of money from a FirstBank account. You will need to first link your firstbank account with your Firstmonie account to make this possible.

Visit a FirstBank branch and fill out an application form to link your FirstBank and Firstmonie accounts.

After doing this, Dial *894# and select ‘firstBank Services’ Menu >> “Load Money from bank” option

 

FirstMonie mobile service is FREE, but there’s a limit to the amount you can transfer per transactions daily.

The Maximum Individual and Daily transfer limitations apply to the 3 different types of FirstMonie mobile accounts.

FirstMonie Classic – Maximum Individual transaction of 3000 Naira and Daily limit of 30,000 Naira is applicable.

FirstMonie Gold – Maximum Individual transaction of 10,000 Naira and daily limit of 100,000 Naira is applicable.

FirstMonie Platinum – Maximum individual transaction 100,000 Naira and daily limit of 1,000,000 Naira is applicable.

To upgrade your account from the default (Classic) provide your ID or other identification documents to a FirstMonie Agent near you.

FirstMonie is on twitter @FirstMonie – Tweet your questions to them, they’ll respond. You can also call 0700FIRSTMONIE (070037477866643)  or email [email protected] for any inquiries whatsoever.

The short code Number to dial is *894#

Access Bank Mobile Banking App: How to Register & Download

In the 27 years since beginning its operations, Access Bank Plc has transformed from a small time Nigerian Bank into a world class African financial institution.

Today, Access Bank is among the three largest banks in Nigeria in when we talk of assets, loans, deposits and branch network;  which was made possible through a strong long-term approach to client solutions – providing dedicated and innovative advice.

Access Bank has maintained a strong and successful composure in corporate banking, and is now applying that expertise to the personal and business banking platform which it acquired from Nigeria’s International Commercial bank in 2012. Following this milestone, the Bank has worked to integrate the business, invest in the infrastructure and strengthen its product offering.

As part of its continued strategy for growth and advancement, Access Bank is aiming at mainstreaming sustainable business practices into its operations. The Bank is committed to deliver sustainable economic growth that is profitable, environmentally responsible and socially relevant.

What is Access Bank Mobile Banking App

The Access Bank Mobile Banking App allows you to perform basic banking transactions from the convenience of your mobile devices anywhere anytime of the day with less stress. It is convenient, fast and secure.

The app is available for all Smartphones (iPhone, Android, Blackberry) and their various Operating System including Java-enabled phones.

Access Bank Nigeria Plc operates two Mobile Banking Applications to suit your needs and they are

1. Mobile Banking Classic

The Mobile Banking Classic service is available for all Java-enabled phones and Smartphones such as (iPhone, Android, Blackberry).

Benefits of the Access Bank Mobile Banking Classic App

The following transactions is only available on the Classic service. Without any more inclusion in terms of services that can be performed.

  • Funds Transfer (Inter-Bank & Intra-Bank)
  • Bills Payment
  • Phone Airtime Purchase
  • Balance Enquiry
  • Mini Statement

How to Download Access Bank Mobile Banking Classic App

The Access Bank mobile banking app is available for download on all Java-enabled mobile phones.

To download, Simply send “D AM” to 20220 as an SMS in order to download and run the Mobile Banking application. For all smart phone users, Kindly visit your respective mobile App store and search “Mobile Banking-Classic” to download. Depending on your type of mobile device and its Operating Systems.

2. Mobile Banking Premium

The Premium service of the Access Bank Plc is available on only Smartphones devices (iPhone, Android, Blackberry).

Benefits Of Access Bank Mobile Banking Premium App

– You can perform transactions in higher volumes because this service provides Higher transaction limits : N200,000 per transaction and N2million daily

– You can confirm beneficiary name for Funds Transfers

– You can purchase your Airline ticket

– Carry out your Cheque Management

– Request, Confirmation and other cheque instructions

– Locate the nearest Branch and ATM’s closest to you

– Airtime top-up to all mobile network

– Transfer Funds within Access Bank and to other Banks’

– Bills Payment such as DSTV, PHCN, LCC and lots more

How to Download Access Bank Mobile Premium App

Visit any of the App stores based on your device and search with the keyword: “Access Bank Plc” download and install the App on your Mobile Device.

How To Use The Access Bank Mobile App Platform On Android Devices

Step1: Launch The App on your device

Step2: Put in your Login details (Same as your Internet Banking Login Details)

Step3: Select Your type of transaction i.e Paybill, Transfer Money or Buy Airtime.

Step4: Enter the transaction type and type in the figure.

Step5: Get your token or OTP for the payment Authentication.

Step6: Verify your transaction with the Token/OTP code and Click on submit to complete the transaction.

Step7: You should receive a confirmation at the completion of your transaction.

Also Read: How to Register for Access Bank Internet Banking

How To Get The Access Bank Token

Kindly visit any of The Access Bank Branches closest to you for a Hard /Soft Token to be issued at the cost of N1,500.

Internet Banking Login for Major Banks in Nigeria

Internet Banking Login for Major Banks in Nigeria

iBank stands for Internet Banking and if you bank with more than one bank you would have observed that most banks internet banking platform starts with iBank and then followed by the primary domain of the bank.

This makes it easier for every customer of a bank to remember and hence makes the Nigerian internet banking environment a bit uniform.

However not all banks adopted the ibank format and to prevent any confusion this post would list major Banks in Nigeria and their internet banking platform url or link.

Access Bank Internet Banking

The internet banking platform of Access Bank is https://ibank.accessbankplc.com/

Diamond Bank Internet Banking

The internet banking platform of Diamond Bank is https://diamondonline.diamondbank.com/

Ecobank Internet Banking

The internet banking platform of EcoBank is https://ibank.ecobank.com/

FCMB Internet Banking

The internet banking platform of FCMB is https://ibank.fcmb.com/

Fidelity Bank Internet Banking

The internet banking platform of Fidelity Bank is https://online.fidelitybank.ng/#/login

First Bank Internet Banking

The internet banking platform of FirstBank is https://ibank.firstbanknigeria.com/FBN/Login.aspx

GTB Internet Banking

The internet banking platform of Guarantee Trust Bank (GTB) is https://ibank.gtbank.com/ibank3/login.aspx

Skye Bank Internet Banking

The internet banking platform of Skye Bank is https://elogin.skyebankng.com/

Stanbic IBTC Internet Banking

The internet banking platform of Stanbic IBTC Bank is https://ibanking.stanbicibtcbank.com/

Sterling Bank Internet Banking

The internet banking platform of Sterling Bank is https://bankonline.sterlingbankng.com/

UBA Internet Banking

The internet banking platform of United Bank for Africa (UBA) is https://ibank.ubagroup.com/

Union Bank Internet Banking

The internet banking platform of Union Bank is https://uniononline.unionbankng.com/OnlineBanking/

Wema Bank Internet Banking

The internet banking platform of Wema Bank is https://wemaonline.wemabank.com/

Zenith Bank Internet Banking

The internet banking platform of Zenith Bank is https://ibank.zenithbank.com/

Quickteller Login

Although not a bank, Quickteller makes it easier to transfer funds between banks as long as you have a bank account and an ATM Card and also pay for services.

The login page of Quickteller portal is https://www.quickteller.com/Account/Login

Internet Banking Scams And How To Protect Yourself From Them

Internet banking is a convenient way to manage your finances, anytime, anywhere. You can check your accounts, pay bills and purchase products wherever you are as long as you have a computer and an internet connection.

The problem with internet banking is that is not always secure. There are hundreds of horror stories about people who lost their savings to thieves who managed to hack into their on line accounts. A lot of banks with on line banking services have little or no security measures in place to protect their clients. And identity thieves are becoming more and more adept at stealing your personal information to access your bank accounts.

Thieves usually use scams to get information from you and your bank. You can protect yourself by knowing what kinds of scams these thieves use to steal your information. When you’re familiar with these scams, you’ll be less likely to fall for them and you can install protective measures to avoid them. Here are some of the more common internet banking scams.

Common Internet Banking Scams

  • Computer Viruses. Hackers often send out viruses to steal information like usernames and passwords to unsuspecting victims. Once your computer becomes infected, the virus sends your information back to the hacker. The thieves, in turn, use your username and password to access your internet banking account and transfer your money to their account. This method is commonly used because it’s so simple, effective, and cheap.

Fortunately, it’s quite easy to protect yourself from these malicious viruses. You just need to extra vigilant and have really good antivirus software installed on your computer. Before going on line and using any external storage devices, like flash drives or DVDs, always turn on your antivirus software. Update your software regularly to make sure any old or new viruses out there could infect your computer.

  • Phishing. Phishing is type of scam wherein the hacker “fishes” for information by sending you emails or fake web pages that look like they came from your bank. These emails or web pages would get your information by asking for your username and password. This scam is so effective because it looks legitimate. It’s so believable in fact that even those who work in on line banking can be tricked into giving sensitive banking information through phishing.

The only way you can protect yourself from phishing is by being vigilant. Whenever you get an email that looks like it came from your bank, make sure you check the all the details. One way you can tell the difference from a phishing email from a legitimate email from your bank is with their email address. The email address that came from your bank would come from your bank’s official website. It’s the same thing with fake and legitimate websites. Your bank’s website would have a secure URL that starts with https://, then your bank’s name, and a padlock icon in the end.