Bank Transfer Codes: How to Transfer Money from Your Account on Your Phone

How to Transfer Money from Your Account on Your Phone

Transferring money from your bank account to another bank account with the same bank or another bank is as easy as checking your airtime balance on your mobile phone. Banks are looking for easier ways to help customers perform transactions thereby reducing the queues in the banking hall.

It all started with topping up your phones with ussd short codes and then checking bank account balances and now you can easily transfer money on your phone from bank to bank with a simple short code designated to your bank.

How to Transfer Money from Guaranty Trust Bank (GTB) Account Using USSD

First off we are starting with Guarantee Trust Bank GTB  737 ussd short code. It is the most popular short code out there as it was massively advertised, with 737 you can check your bank account balance, transfer money and also recharge your phone.

To transfer from your GTBank account, just dial *737*1*Amount*Account No# e.g. *737*1*1000*0111116718# from the number you registered with GTBank. With 0111116718 being the recipients account number.

To transfer from your account to another person banking with another bank, then you should dial *737*2*Amount*OtherBank Account No# e.g. *737*2*1000*1210039393#. After sending the code a prompt would appear on your phone that requires you to enter the last four digits of your GTB Atm Card. This is to ensure no one randomly uses your phone to transfer money fraudulently.

For every transaction, you can only transfer a maximum of N20,000. However you can transfer multiple times to the tune of N20,000 daily.

How to Transfer Money from Fidelity Account Using USSD

To transfer money from your Fidelity bank account to another fidelity bank account or other banks, all you need to do is dial *770*Recipient Account number*Amount#..

Example; if you want to transfer N15,000 to a recipient banking with GTB account, dial *770*00111117878*15000# using the mobile number you registered with your Fidelity Bank account.

A prompt would be displayed asking you to select the beneficiary bank Name. Select the destination bank name and then enter your transfer PIN to confirm transfer. Just for confirmation before the actual transfer happens, the recipients account number will be shown to you before you enter the your PIN.

You PIN would be created the very first time you use this shortcode transfer service and after that you would use the same PIN to validate all transfers from your account.

If you have more than one account with Fidelity bank, i.e you have a current and saving account, then the default debit account would e your current account first and if not sufficient it would be debited from your savings account.

For every transfer the maximum you can do is N10,000 but the total maximum transfer you can do per day is N20,000

How to Transfer Money from FirstBank Account Using USSD

To transfer money from your FirstBank account to another firstbank account or other banks, all you need to do is dial *894*Amount*Account Number#

Example; if you want to transfer N15,000 to a recipient with firstbank account, dial *894*15000*1221187654# using the mobile number you registered with your FirstBank account.

You would need to enter your 5-digit PIN for every transfer made. If you do not have a PIN, you can create or reset your 5-digit PIN y dialing *894*0#

To check your FirstBank  account balance you can simply dial *894*00#

To Recharge your airtime dial *894*Amount# using the number registered with the bank and your airtime would be topped up almost immediately.

To recharge another mobile number simply dial *894*Amount*Phone Number#.

Note: If you have more than one bank account with FIrstBank it gives you the option of selecting the account number you want to make the transfer. And like other banks there is a transfer limit of N20,000 daily.

How to Transfer Money from Wema Account Using USSD

With WemaBank you can do a whole lot with their USSD short code. You can top up your airtime, pay for internet services and also transfer moey from your account to another Wema bank account or another account with other banks. Find the list of transactions you can do with Wema Banks *945* shortcode.

Buy Airtime: *945*phone Number*amount#

Send Money: *945*beneficiaryaccountnumber*amount#

Balance Enquiry: *945*0#

Change PIN: *945*00#

Get your Account Number: *945*000#

Open Account: *945*1#

Change account number: *945*2*oldaccountnumber*newaccountnumber#

Account Reactivation: *945*5#

Send Money to phone/email: *945*6*amount#

Receive/ redeem money: *945*7*confirmationnumber*amount#

Cash-on-the-Go: *945*8*amount#

Remita Payment: *945*9*RRR#

Card Control: *945*11*last four digits of card pan number#

Pay-with-Mobile: *945*12*amount#

Receive Western Union: *945*14*MTCN*amount#

Generate OTP: *945*15#

DSTV Subscription: *945*16*smartcardnumber#

GoTV Subscription: *945*17*smartcardnumber#

Startimes Payments: *945*18*smartcardnumber*amount#

EKO AND IKEJA DISCO: *945*19*metrenumber*amount#

Smile Subscription Payments: *945*20*idnumber#

Swift4GBroadband subscription: *945*21*idnumber*amount#


How to Transfer Money from Diamond Account Using USSD

With Diamond bank you can buy airtime, pay bills and also transfer money from your account to another diamond account or other banks account. Find list of transactions you can do with the diamond *710* shortcode.

Balance Enquiry: *710*556*PIN#

Airtime Purchase: *710*555*PHONE NO*AMOUNT*PIN#

Bank to Bank Transfers: *710*777*ACCOUNT NO*AMOUNT*PIN#

Diamond Y’ello to Diamond Y’ello Transfers: *710*710*PHONE NO*AMOUNT*PIN#

Bill Payments: *710*123*PIN#

How to Transfer Money from EcoBank Account Using USSD

Ecobank *326# USSD shortcode allows customers with Ecobank to receive money, send money, buy airtime and make payments. Some of the transactions you can make with the short code includes:

Send money to friends and family for them to redeem at our agents

Purchase airtime

Deposit and withdraw money

Receive money

Pay for bills, goods and services

Check your account

Dial *326# and you would be presented with the required option to get started.

How to Transfer Money from Zenith Account Using USSD

Zenith Bank’s short code is 966 and it allows you to transfer money, open an account, check balance and also load airtime. Find the various codes for using the 966 Zenith Bank shortcode:

Create a Bank Account:  *966*0# and follow the prompts.

Check Account Balances: *966*00#

Purchase Airtime: *966*Amount*Mobile Number#

Transfer money to another account: *966*Amount*Account Number# (e.g. *966*1000*1234567890#)

All transactions must be done from the number registered with your bank account.

How to Transfer Money from FCMB Account Using USSD

As a customer of FCMB you can transfer to other accounts, but airtime for your mobile phone and also pay for various services. However you would need to get started using FCMB *389* shortcode by following the process below:

1: Customer should type *389*214# on the phone and dial….

2: A Welcome Message is displayed with the options

  1. 1.Activate with card
  2. 2.Activate with Account
  3. 3.Activate with Mwallet

3: Customer should choose option 2 by first selecting answer and type 2 then press send

4: A new message will appear and ask the customer to enter the account number to add the service to….

5: Another message will then appear on the phone with: “Congratulations you have been successfully synchronized”

6: Please call Contact Centre on 01-2798800 or visit any FCMB branch to generate your PIN and it will be sent to your mobile phone within minutes.

7: Type *389*214# on the phone and dial

8: Click on Security, Select Change PIN to enter your default PIN and enter your new four digits PIN when prompted

9: Start using and enjoying FCMB Mobile service

QuickNote: Always Dial *389*214# to use any FCMB Mobile service and you would be presented with options to perform any transaction.

How to Transfer Money from UBA Account Using USSD

United Bank for Africa also known as UBA has a USSD code that can be used for transferring money from your account to other accounts, buy airtime and check BVN Number.

To get started with UBA simply dial *919# with the phone number registered with your account. There are prompts to help a customer make any transactions with the shortcode.

How to Transfer Money from Skye Account Using USSD

Skye Bank has a USSD service that enables a customer transfer funds to Skye bank accounts and also to other banks.

With the skye bank USSD service you can also make bill payments, check account balance

To get started, simply dial *833#. It is user friendly and can be easily understood.

How to Transfer Money from Sterling Account Using USSD

Sterling Bank USSD shortcode is *822# and it provides a smarter way of banking.

As a customer of Sterling Bank, simply dial *822# on the phone number linked to your sterling bank account and follow the prompts accordingly.

DO note that there is a N5 fee for any transaction done with the Sterling Bank shortcode.

A PIN is need to complete any transaction done with the sterling bank ussd code.

To get your PIN dial *822# and create your PIN. It is a one time process and you may not need to create any other PIN as one PIN is used to validate all transactions.



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