AXIS BANK, PUNJAB, GURDASPUR, GURDASPUR PUNJAB - IFSC Code & MICR Code Details

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IFSC & MICR Code Details of AXIS BANK, GURDASPUR PUNJAB Branch

The IFSC Code of Axis Bank , Gurdaspur Punjab Branch is UTIB0000494

BANK NAME	AXIS BANK
IFSC CODE	UTIB0000494 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)
MICR CODE	143211004 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)
BRANCH NAME	GURDASPUR PUNJAB
ADDRESS	KHASRA NO. 292-298 A.P. PALACE, TIBRI ROAD,PUNJAB,143521
STATE NAME	PUNJAB
DISTRICT NAME	GURDASPUR
CITY NAME	GURDASPUR
BRANCH CODE	000494 (Last six digits of IFSC code represent Branch code.)
CONTACT NUMBER	N/A (Updated Soon)
SWIFT CODE	Find the Gurdaspur Punjab Branch of Axis Bank SWIFT / BIC Code Here
WEBSITE	https://www.axisbank.com
SEND MONEY	Send / transfer money through TransferWise with very low transfer cost. Send Money
RECEIVE MONEY	Safest delivery with no hidden fees through TransferWise . Receive Money

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About Axis Bank, Gurdaspur Punjab Branch

General Information -

The Axis Bank , Gurdaspur Punjab Branch is Located in Punjab State, Gurdaspur District, Gurdaspur City in India. Address is: Khasra No. 292-298 A.p. Palace, Tibri Road,punjab,143521 .
The IFSC Code of Axis Bank , Gurdaspur Punjab Branch is: UTIB0000494
The MICR Code of Axis Bank , Gurdaspur Punjab Branch is: 143211004

Bank Operational Time -

Bank Working Hours: Monday - Saturday (Expect sunday, public holidays, second & fourth saturday of every month) , 10 A.M - 4 P.M (Generic Timings*)
(* Do note that these bank timings vary from branch to branch.)
Lunch Timeing - Usally 1.30P.M - 3P.M (May vary from branch to branch). However bank employees took their lunch in batches so that the business is not affected & you can visit the bank at any time during lunch time.

Transational Timing -

NEFT Timeing - As per RBI guidelines, National Electronic Funds Transfer (NEFT) is available 24x7 with effect from Dec 16, 2019. National Electronic Fund Transfer is done in batches every half hour. There are twenty-three batches in total operating between the hours.
RTGS Timing - Monday-Satureday - 7:00 AM to 6.00 PM & Inter-bank transactions can be performed from 7 A.M to 7:45 P.M Except 2nd & 4th Saturday, Sundays and Holidays. (latest update on 26 August 2019)

Breakdown of Axis Bank, Gurdaspur Punjab Branch IFSC Code

U	T	I	B	0	0	0	0	4	9	4
Bank Code				Future Use	Branch Code

The first four digits (UTIB) is bank code & representing the Axis Bank.

Next one digit is generally (0) zero - it's reserved for future use.

Last six digits is (000494) - It's an unique identifier no for the particular branch & here it's representing Axis Bank , Gurdaspur Punjab Branch.

Breakdown of Axis Bank, Gurdaspur Punjab Branch MICR Code

1	4	3	2	1	1	0	0	4
City Code			Bank Code			Branch Code

The first three digits (143) represent the city code, here it's representing Gurdaspur city. They are aligned with the pin code that we use for postal address in India.

Next three digits (211) is bank code & here it's representing Axis Bank.

Last three digits is (004) - It's an unique identifier no for the specific branch & here it's representing Axis Bank , Gurdaspur Punjab Branch.