SARATOGA NATL BANK & TRUST COMPANY ABA Routing Number List

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Get Detailed Information of any Bank Branch in USA.

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Format of Saratoga Natl Bank & Trust Company ABA Routing Code

Saratoga Natl Bank & Trust Company or any banks in USA Routing Number is nine digit unique identification number.

A routing number can have two forms

1. Fraction form
2. MICR (magnetic ink character recognition) form.

Both of the forms contain the same information. MICR form is the more commonly used, and fraction form is very rare to see in 2022.

In General :
The Combination is-

2	1	X	X	Y	Y	Y	Y	Z
Federal Reserve Routing Symbol				ABA Financial Institution Identifier				Cheque Digit

21XX - The first four digits is Federal Reserve routing symbol. Any Saratoga Natl Bank & Trust Company Routing Number start with 21 as per bank's Federal Reserve District.

YYYY - Next four digits is Financial Institution Identifier.

Z - Last digit is Cheque Digit.

In Detail Breakdown :
The Combination is-

2	1	A	A	B	B	C	D	E
Bank's Physical Location				Federal Reserve Bank the Institution's Electronic and Wire Transfers Will Route Through		Federal Reserve Cheque Processing Center	Federal Reserve District	Chequesum

AAAA - The first four digits is Federal Reserve routing symbol and it's represent the bank's physical location.

Within the 4 digits Federal Reserve Routing Symbol, the first two digits of the nine digits RTN must be in the ranges 00 through 12, 21 through 32, 61 through 72, or 80. The digits are assigned as mentioned below .

BB - Next two digits is designate which Federal Reserve bank the institution's electronic and wire transfers will route through.

C - Sixth digit indicates which Federal Reserve cheque processing center was initially assigned to the bank.

D - Seventh digit designates which Federal Reserve district the bank is in.

E - Last digit provides a checksum. The checksum is a complicated mathematical expression using the first eight digits. If the end result does not equal the checksum number, the transaction gets flagged and rerouted for manual processing. Here is the chequesum calculation method described below .