Sterling bank of Nigeria is one of the new generation banks that are making waves in the Nigerian banking sector. They have a massive customer base, and many of their services are personalized and user-friendly.
Sterling bank also offers mobile banking products and services to meet the ever-increasing needs of her customers. Mobile banking provides a platform for the bank customers to access account information, make inquiries, monitor account activities and also carry out a number of basic transactions from any location via a network-enabled device; that is, without ever stepping into the bank premises.
There is a fixed limit to the number of mobile banking inquiries and transactions that can be carried out in a day; and also, not every bank transaction can be carried out on the mobile banking platform. As stated earlier, only basic transactions like airtime recharge, local funds transfer, bill payment and account balance enquiry are available on the mobile banking platform.
Mobile banking features can be accessed in a variety of ways. One is through USSD (Unstructured Supplementary Service Data) channel. This method is very unique, and all banks have this channel. In USSD banking, every bank has a special code/shortcode which links the customer to their account on the bank’s database; and so the customer only has to dial the bank’s special shortcode via his/her registered mobile number and from a network-enabled mobile phone to be connected to his/her account with the bank. When such connection is established, the rest is relatively easy; he simply follows the prompts to access whichever basic services are provided.
How To Check Your Sterling Bank Account Balance
To check your Sterling bank account balance via USSD banking, simply dial *822*6*ACCOUNT NUMBER# and follow the on-screen commands to see your balance.
Another way of accessing mobile banking feature is through the mobile application software. All banks have downloadable mobile banking apps: and so to access your account on your bank’s database, simply go to your device app store (Google Playstore for Android, Apple iOs store for iOS devices, etc) and download the bank’s app for free. Install, configure, and go!